Serious Illness Cover ensures you and your loved ones are protected if you fall seriously ill, paying out a lump sum which can be used to cover expenses and monthly outgoings while you take the time you need to recover.
Unlike typical critical illness cover, Vitality our preferred insurer provides Serious Illness Cover.
This pays you on a severity based approach. This means that the cover provides a payout proportionate to the severity of a condition.
With advances in medical technology and screening processes, we recognise that conditions are being caught sooner. These early stage illnesses may not be eligible for a payment with another provider, but we know that they can still cause stress and often lead to time being taken off work.
If you need to claim for a condition that does not use up your full cover amount, you will still have cover available. So if your condition worsens, or you suffer with a different condition, you will be able to can claim again and again, until you have used up the full amount of your cover.