Income Protection Cover with VitalityLife

Get more from our 5-star rated Income Protection Cover

Both our Primary and Comprehensive Cover are competitively priced with market leading benefits and innovative features. Take a look.

More clarity about the benefits you get

If you’re unable to work through illness or injury, you can feel confident that you are protected because our cover comes with greater certainty that we’ll pay out what we agree to. When you verify your salary at the application stage, we’ll guarantee you receive the agreed amount when you claim.

More protection if you’re unable to work

You’ll have guaranteed protection if you’re unable to perform your own role due to ill health. Other insurers may not pay a benefit, and instead they may expect you to take an alternative job that may not be suitable for you. Our approach means that you can confidently make a claim should you need to.

More benefits to help you recover

To help aid your recovery we’ll give you up to £2,000 worth of specialist support and treatment with our Recovery Benefit.

More benefits when you return to work

We’ll provide you with a cash bonus on top of your normal salary when you return to work full time.

With VitalityLife, you get more than just cover

With VitalityLife, you get more than just cover

Vitality*, helps you to live life well – and save money at the same time. When you use Vitality to get healthy, we give you money off your premiums. You could even earn rewards too. The more you take part, the more you get back.

And because you can make the most of Vitality from day one, you always get something back from your cover – even if you never make a claim. We’re the only protection insurer to do anything like this.

* Premiums are not reduced for Health Cover or Vitality Plus. Also premium discounts do not apply to the Essentials Plan.

** Terms and conditions apply visit

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